Community finance, in the community's hands.
eyDALA digitizes community savings groups — public meetings, an unchangeable ledger, mobile money, and a marketplace — without ever taking the money out of the group's hands.
One platform
Five doors into eyDALA.
Each part of the platform serves one audience well — and they all write to the same trustworthy ledger.
Member App
Every member's personal home: passbook, digital wallet, requests to the group, and profile — on any phone.
Meeting App
The shared group phone that runs the weekly meeting offline: shares, loans, fines, minutes, and a cash count that must balance.
Marketplace
Members and trusted businesses showcase and sell — country-scoped, settled person-to-person over mobile money.
Admin Console
Programme staff oversee groups, approve businesses, provision new groups, and publish this website's content.
Learning (LMS)
Financial-literacy courses with real assessments and verifiable certificates — country-specific training for members and officers.
The VSLA way
How a group grows.
Save together
Every meeting, members buy shares at the group's own price. Every entry is stamped into a ledger nobody can quietly change.
Borrow & grow
Members borrow against their savings for business, school, farm, or health — approved by the group, in the open.
Share out
At cycle's end the whole fund is shared out to the coin — savings plus the interest the group earned from itself.
About us
Welcome to eyDALA
Community savings groups — including Village Savings and Loan Associations (VSLAs) — are self-managed groups of neighbours who save together, lend to one another, and share out the full fund at the end of each yearly cycle.
Fresh from the marketplace
Made by members. Sold to the world.
Insights
Ideas from the field.
News
From the programme.
Together to help the world better!
Your support puts trustworthy financial tools in the hands of communities that banks never reached.